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in debt if you don't mind telling us? caller: total in order to get an mba i went to cal state and accrued about $40,000. host: thanks for the phone call. here's a tweet saying the fed's low interest rate make savings an expense. democratic caller, hi joseph. caller: how are you doing this morning? host: morning. caller: i've been watching you guys and wanted to talk to you about this. host: ok, go ahead. caller: if i make a joke out of retire and i retired in 2000 and used to work in the oil farm in south buoy. and i came out couple years after the firemen got killed. i got my pension and my 401-k. i'm in local 57 and i was the last one to -- the express way and blue route and i still think the 401-k can do it but now they are taking the 401-k and putting it in the stock and once in a while you go up and down but when i came out i had mean so i got my social security and my pension. now personally, my social security and my pensions, i get two pensions because if you do another trade you get another pension. i did 30 years and 75 years. host: so joseph, are you going to be able to live co
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